Ignoring the debt wonвЂ™t make it go away, and it could make the situation worse, unlessВ the statute of limitations on medical debt has already expired. Medical bills on your credit report can hamper your ability to borrow money or gain employment, and you can be sued for the debt, which could result in a debt collection lawsuit, wage garnishment or bank levy. And,В these accounts meet the FDCPAвЂ™s definition of a вЂњdebt:вЂќ a consumerвЂ™s obligation to pay money arising out of a transaction in which the money, property, insurance, or services are primarily for personal, family, or household purposes.вЂќ This legal conclusion gives you rights and options with regard to medical debt collection. There are statutes of limitations on medical debts. Medical debts and charges are amongst the error filled consumer debts, making medical bill collections ripe to dispute under fair debt and fair credit laws. Turn the tables on medical bills debt collectors and reporters, possibly netting you thousands of dollars in the process. Getting collected on or credit reported over a medical debt? Talk about adding insult to injuryвЂ¦ DonвЂ™t despair, medical bills are consumer debts, and medical debt collection gives you rights under medial bill collection laws like the Fair Debt Collection Practices Act and Fair Credit Reporting Act.

Timely medical billing laws